The HealthLaw Tool and the information it provides is intended for education and informational
has the right to modify these Usage Guidelines. Any modification is effective immediately upon posting
to these Usage Guidelines on the ConsumerReports.org web site, and your continued use of the HealthLaw
Tool following modification to these Usage Guidelines shall be conclusively deemed an acceptance of
all such modification(s).
Who We Are
The HealthLaw Tool is published by Consumers Union of United States, Inc. ("CU"),
the non-profit publisher of Consumer Reports® magazine and ConsumerReports.org®.
CU does not sell insurance products and does not endorse any retailers who do.
We are an independent, non-profit research organization that tests and evaluates
products and services with a mission to work for a fair, just, and safe marketplace
and to empower consumers as they buy products and services.
CU grants a limited license on a revocable, non-exclusive, worldwide basis for you to
use and embed and publicly display the HealthLaw Tool to share information with others on your
web site and in other digital media. You agree to use the HealthLaw Tool according to these
Usage Guidelines, as they may be updated from time to time, and in accordance with other
policies or direction from CU.
Your use of the HealthLaw Tool is subject to certain restrictions including, but not limited to,
You may not use, attempt to use, or encourage others to use the HealthLaw Tool:
In advertising or to promote a company’s products or services or
in any other commercial manner;
In manner that would confuse or mislead users about the source, purpose, or nature of
the HealthLaw Tool, CU, or Consumer Reports or any other CU brand;
In a manner that would disparage the HealthLaw Tool, CU, or Consumer Reports
or any other CU brand and its reputation;
To facilitate or encourage the disclosure of private or confidential information;
Directed to children under the age of 13;
In any other manner inconsistent with the, including within or alongside content that is:
- Obscene, indecent, pornographic, profane, sexually explicit, threatening, or abusive,
- Constitutes or contains false or misleading indications of origin or statements of fact,
- Slanders, libels, defames, disparages, or otherwise violates the legal rights of any third party,
Contains software viruses or any other malicious code designed to interrupt, destroy,
or limit the functionality of any computer software or hardware or telecommunications
Impersonates another person or entity, or falsely states or otherwise misrepresents
your affiliation with a person or entity;
- Collects or uses any information about visitors or users of the HealthLaw Tool.
The HealthLaw Tool and its code may include certain intellectual property of CU or its Affiliates,
including trademarks, service marks, names, logos, or other identifiers of CU or its Affiliates.
You expressly agree that you will not use these marks in a manner inconsistent with the Terms of Service.
Without limitation to the foregoing, you may not edit or alter the HealthLaw Tool, its content,
or the code provided to embed the HealthLaw Tool, or any of CU’s marks, in any manner.
CU reserves the right to prohibit your use of the HealthLaw Tool if you violate any of these Usage
using or distributing the HealthLaw Tool and to remove it from any and all media immediately upon
notice by CU.
The HealthLaw Tool is intended as an informational and educational tool for individual consumers.
We have incorporated the best available information concerning the impact of federal healthcare
law on consumers. If we find, or are alerted to, an error, we will correct this as
quickly as possible. However, CU and its authors, editors, publishers, licensors and
any suppliers cannot be responsible for errors or omissions, or any consequences from the use
of the information accessed using the HealthLaw Tool.
The HealthLaw Tool is provided on an "as is" and "as available" basis, without warranty of any kind.
TO THE FULLEST EXTENT PERMISSIBLE BY LAW, CU AND ITS AFFILIATES DISCLAIM ALL EXPRESS OR IMPLIED
WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES
OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE (WHETHER OR NOT THE PURPOSE HAS BEEN DISCLOSED),
COMPATABILITY, SECURITY, ACCURACY, OR NON-INFRINGEMENT.
USE OF THE HEALTHLAW TOOL IS AT YOUR OWN RISK. YOU ASSUME FULL RESPONSIBILITY AND RISK OF LOSS
RESULTING FROM YOUR DOWNLOADING AND/OR USE OF FILES, INFORMATION, COMMUNICATIONS, CONTENT, OR
OTHER MATERIAL (INCLUDING WITHOUT LIMITATION SOFTWARE) ACCESSED THROUGH OR OBTAINED BY MEANS OF
THE EMBEDDED LINK AND THE HEALTHLAW TOOL.